Accountant Salary in Palm Coast, FL: $79,072 (2026)
Quick Answer:A full-time accountant in Palm Coast, FL earns a median $79,072/year (≈ $38.02/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2011). Once you factor in Palm Coast's price level (1% above national, BEA RPP 100.8), that paycheck buys what $78,444 would nationally. Nominal pay sits 0.0% above the Florida state average.
Based on BLS state-level estimates · View source
In Palm Coast, Florida, the accountant salary in Palm Coast is projected to reach a median annual figure of $79,072 in 2026, significantly impacted by both local job market dynamics and broader regional economic conditions. The salary range is wide, from $51,341 at the 10th percentile to a high of $122,563 at the 90th percentile, reflecting various career stages and specializations within the accounting field. These figures, derived from 2025 BLS data projected to 2026, indicate that while Palm Coast offers competitive pay for accountants, it falls approximately 7.91% below the national median of $85,864. This gap highlights the ongoing structural divide where Big 4 firms and larger corporate entities remain the highest payers, while local and smaller practices may offer less competitive compensation.
About the Palm Coast Market
Salary estimated from Florida average ($78,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $51,341 | $24.69 |
| Lower Range (P25) | $61,542 | $29.59 |
| Median (P50)(typical) | $79,072 | $38.02 |
| Upper Range (P75) | $101,212 | $48.66 |
| Top Earners (P90) | $122,563 | $58.93 |
Median Salary Position
7.91% below the national average
2026 Salary Percentile Distribution in Palm Coast
In Palm Coast, FL, the accountant salary spread from the 10th to 90th percentile is $71,222 (2026 est.). At $79,072, the local median is 7.91% below the national median of $85,864.
Salary Calculator
At 40 hours/week in Palm Coast: You'd be in the lower-middle range
How Palm Coast Accountant Pay Compares
Palm Coast median: $79,072/year (2026)
| Compared To | Median Salary | Palm Coast Pays |
|---|---|---|
| National Average | $85,864 | -7.91% less |
Accountants in Palm Coast, FL earn a median of $79,072 per year (2026 est.), which is 7.91% lower than the national median of $85,864.
Cost-of-Living Adjusted Salary
Palm Coast has a cost of living 0.80% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Palm Coast, FL has a cost-of-living index of 100.8 (above the national average of 100). While the nominal salary of $79,072 is competitive, the higher cost of living reduces purchasing power to an effective $78,444 — a 0.79% reduction.
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2019 BLS Actual
$65,890
2025 BLS Actual
$77,061
2026 Current Est.
$79,072
2019–2027 Growth
+23.1%
Salary Trajectory for Accountants in Palm Coast (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.61% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $65,890 | Actual |
| 2020 | $67,741 | Actual |
| 2021 | $71,140 | Actual |
| 2022 | $71,830 | Actual |
| 2023 | $73,562 | Actual |
| 2024 | $78,625 | Actual |
| 2025 | $77,061 | Actual |
| 2026(current) | $79,072 | Estimated |
| 2027 | $81,136 | Projected |
Based on 7 years of BLS OEWS data for the Palm Coast metropolitan area, the median accountant salary grew 17.0% from $65,890 (2019) to $77,061 (2025). At a 2.61% compound annual growth rate, salaries are projected to reach $81,136 by 2027 — a total increase of $15,246 (23.14%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Palm Coast metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.61% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $51,341 – $61,542 |
| 3-5 years (Mid Career) | $61,542 – $79,072 |
| 5+ years (Experienced) | $79,072 – $101,212 |
| 10+ years (Top Earner) | $101,212 – $122,563 |
CPA salary ranges estimated from BLS percentile data. Individual accountant compensation varies by employer, certifications, and specialization.
Accountant Job Market in Palm Coast
Despite the lower pay compared to national averages, the local job market for accountants in Palm Coast remains stable, with a small pool of 12 employed accountants creating a niche environment. The cost-of-living index at 100.8 suggests that living expenses are slightly above the national average, impacting overall take-home purchasing power for professionals in the area. Among potential employers, Big 4 firms pay the most, followed closely by regional CPA firms, while corporate roles and smaller practices tend to offer lower compensation. Factors such as CPA licensing, the prestige of firm affiliation, specialization in high-demand areas like tax and forensic accounting, and the potential for bonuses and overtime during busy seasons can significantly influence salary outcomes. To maximize earning potential in Palm Coast, aspiring accountants should consider gaining experience in larger firms, pursuing specialized certifications, and leveraging networking opportunities in higher-paying industries.
More salary data for Palm Coast, FL:
Frequently Asked Questions
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Written by Sofia Patel, CPA
Career Analyst
Sofia Patel has over 10 years of experience in financial analysis. She specializes in tax preparation for small businesses. She has worked in both corporate and public accounting environments.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $77,061 for accountantsin the Palm Coast metropolitan area. A 2.61% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Palm Coast is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.61%, derived from historical BLS wage trends for accountants (SOC 13-2011).
Compiled and verified by Sofia Patel, CPA, a licensed accountant with 10+ years of clinical experience. · View source data at BLS.gov